A subscription renews on someone’s personal card. An ad account gets declined the morning of a launch. A cloud bill bounces and a service quietly goes down. Ten tools, on ten different cards, all claimed back weeks later.
None of it feels like a big deal on its own. But put together, it is business spend you cannot see, cannot control, and are not earning a single sen back on. For most Malaysian businesses, that is just how it has always worked.
It does not have to. What if all of it, your ads, software, cloud and vendor bills, sat on one card that actually gets accepted, tracks every ringgit, and pays you back for moving it over?
That card is the Swipey Corporate Card
It is a
Corporate Card built for Malaysian businesses. Because it runs on a full Corporate Card network rather than a prepaid top-up, it gets accepted where prepaid cards get turned away, think Google Ads, AWS and Open AI. Every transaction lands in one dashboard with receipts and spending limits per person, and it syncs to your accounting so your books close faster. You can issue a card to anyone on your team in minutes.
See how it works →
And there is a bonus while it lasts: the more eligible digital spend you move onto the card, the more you earn back, up to RM500 every single month.* Consolidating your spend does not just tidy your books, it pays you.
Whether you already have the card or are just coming across it, here are five things you might not know it can pay for.
01Every ad platform, on one card
Examples: Google Ads · Meta · TikTok Ads · LinkedIn
02The software renewals that keep lapsing
Every recurring SaaS subscription your team relies on can sit on the Corporate Card, so a failed renewal never locks anyone out mid-project. Set it once and stop worrying about the tool that quietly expires.
Here is how to set it up so it never lapses →Examples: Notion · Figma · Adobe · Slack · Canva
03Cloud, hosting and AI bills
Examples: AWS · Google Cloud · Azure · OpenAI · DigitalOcean
04Online vendors and supplier invoices
Any vendor or supplier you pay by card online, including overseas ones and the SaaS-billed platforms your operations run on, can go on the Corporate Card, keeping that spend documented and in one place.
Examples: online B2B suppliers · domain & hosting registrars · marketplace seller fees
05The subscriptions hiding on personal cards
This is the big one. All those tools your team quietly pays for on personal cards and claims back later belong on the Corporate Card. Pull them over and you kill the reimbursements, get the spend on the books, and earn 1% on it instead of nothing.
Examples: team SaaS seats · research tools · anything currently reimbursed
The more you move over, the more you earn
Every one of these counts as eligible digital spend.
For a limited time, once your eligible spend passes RM4,000 in a calendar month you
earn 1% cashback from the first ringgit, up to RM500 a month. So consolidating your spend is not just tidier, it pays.
Learn more →*Limited-time offer. Eligible digital spend, monthly threshold and RM500 cap apply.
See full terms.
Move more of your spend over
Put your ads, software, cloud and vendor spend on one card, keep it all documented, and earn 1% cashback while the offer lasts.Â
 
   
  
  
  
 
