Cut expense approval times to zero, books closed twelve times faster:

One card per category keeps you fast and audit-accurate.

Malaysia's #1 FinOps solution for real-time expense management across many departments, venues and projects. Funds can be clawed back with zero lock-in.

Trusted by +4,000 Malaysian businesses

Regulations help keep your money safe, with BNM-approved partners including PayNet, Visa & Fasspay.

Every business spends differently. Your cards should too.

From everyday expenses to travel, subscriptions and business-critical payments, Swipey gives you three types of cards built for different ways your business spends.

Close your books

12x

faster

Save over

RM100k

annually

Trusted by

+3,000

Malaysian businesses

Swipey cards work with 3-simple steps!

Register your account

Get started with Swipey by registering your business and completing a quick verification.

Set up your team

Invite your team and assign the right Swipey card (Corporate, Virtual - QR Enabled, Travel) for how they spend.

Spend & stay in control

Track spending, receipts and business expenses from one simple dashboard.

Case Study

Why businesses love Swipey

Don’t just take our word for it

How SpeedHome is disrupting the property rental space - at scale​

How FoundingBird digitizes business admin from within, with Swipey​

How INVOKE manages expenses for 300+ brands and 120+ team members

Problem

Payment solution for modern teams

Powerful, self-serve platform and expense analytics to help you spend, budget, and save more money. Trusted by over 3,000 companies.

Buried under a mountain of bills, receipts, and paper work?

Tired of wasting valuable time and money chasing after reimbursements and OTPs?

Having trouble managing payments and expenses?

Product

Make your money work for you

Everything you need to manage your expenses & empower your team

Comprehensive Financial Insight

Real-time spending insights all on one with Swipey's Dashboardβ€”track every transaction, from team outings to recurring subscriptions.

Utilize detailed analytics by card or spender to master your budget and unlock cost-saving opportunities.

Streamlined invoice & bill payments, for effortless financial operations

No more manual entry or payment delays. Automate payments and minimize errors, late fees and penalties.

Experience a system that wins the approval of your finance team and enhances your vendor relationships.

Digital Petty Cash

Ditch paperwork, gain real-time spending control, and stop slow approvals and unauthorized purchases

In Sync with Accounting

Automatically sync with accounting platforms and close books 12x faster.

Receipt Management

Automatically link receipts to transactions and save 30 hrs/month

Solution

How we can help your business

Everything you need to manage your expenses & empower your team

Empower your team to spend better, work smarter, build faster and scale further.​

Keep track of every client, every project and every campaign, with granular control.

Manage your expenses across suppliers, vendors, products and customers, hassle-free

Eliminate manual finance grunt work, spend more time growing your business.

Frequently asked questions

Few more things you should know about Swipey.

What is Swipey?

Swipey gives Malaysian businesses corporate cards that don't get declined (including Google, Meta, Microsoft, Azure and OpenAI) and books that close up to 12x faster. Swipey combines expense management, corporate cards that are designed around the different ways your business spends, automated bill payments and accounting integration β€” all in one place.

Give every tool, outlet or teammate its own card and limit, forward invoices to your Bill Inbox, and let Alfie AI match receipts and sync everything to Bukku, Xero or QuickBooks. More than 4,000 businesses run their spend on Swipey, and it's free to start.

Learn more β†’ Swipey in 2 minutes

How much does Swipey cost?

Swipey is free. The Free plan is RM0 a month with unlimited users, unlimited Corporate Cards and unlimited Virtual Card – QR Enabled cards, plus bill payments, Alfie AI and accounting sync. We charge for plastic, not people: physical Travel Cards are RM15 per active card a month, and that's the only add-on. Bigger teams can talk to us about Pro.

What cards does Swipey offer?

Three cards, one for each kind of company spend:

  • Corporate Card (Free and unlimited): for ads, AI tools, cloud and SaaS. It goes through where prepaid gets declined and earns 1.1% uncapped cashback
  • Virtual Card – QR Enabled (Free and unlimited): for everyday team spend at any DuitNow QR merchant
  • Travel Card: a physical card to tap in store and withdraw cash, at home or overseas

Visit to https://swipey.co/cards/ learn more about Swipey Cards.

Is Swipey regulated in Malaysia?

Swipey works with licensed, regulated partners to keep your money safe, including PayNet, Visa and Fasspay. Your cards and accounts run on Fass Payment Solutions (Fasspay), a BNM-approved e-money issuer. Overseas transfers go through a licensed money services partner. See exactly who does what at https://help.swipey.co/en/article/regulatory-compliance-licensed-partners

How do I sign up for Swipey?

Sign up free at https://onboarding.app.swipey.co/. The form takes about 2 minutes. Upload your company documents and the director completes a quick identity check on mobile. Once you're verified, you get your dashboard, the Swipey app and unlimited Corporate Cards on the Free plan. Most businesses are set up in under 10 minutes.

Book a demo