Marketing Agencies - Expense Management

Q: Is Swipey regulated?

Yes. Swipey runs on the infrastructure of Fass Payment Solutions Sdn Bhd (Fasspay) — a BNM-approved E-Money issuer and Visa Prepaid Card provider. For overseas transfers, Swipey is a BNM-approved agent of MoneyMatch , a licensed Money Services Business (MSB). Read more about how Swipey's compliance works →

Expense Management Built for Marketing Agencies

Manage client projects with dedicated cards and assigned budget all through Swipey’s all-in-one finance OS platform.

Trusted by 3000+ businesses

Regulations help to keep us simple, easy and safe in partnership to Paynet, VISA & Fasspay.

Challenges for agency

Managing cash advances, claims and reimbursements for team members and payments to vendors is complex and time-consuming.
Reconciling petty cash and manual payment entries often becomes a tedious process.
Usage of personal debit & credit cards to a mix of personal and business transactions even more paperwork.
Obtaining a corporate card from banks can be a difficult process and high foreign exchange fees are charged for oversea & online payments.
Digital marketing platforms have limits on the number of accounts that can use the same card. With Swipey, never worry about that again with unlimited cards.

How Swipey powers modern agency teams

Swipey is the all-in-one expense management platform to cut through the chaos and put you in control of your finances.

Eliminate cash advances

Reduce manual errors and save time by empowering your team with Swipey cards.

Efficient vendor payments

With Swipey’s invoice and bill payment magic, ensure timely accurate and automatic payments with minimal effort.

Manage subscriptions seamlessly

Manage multiple subscriptions with dedicated cards and issue virtual cards instantly.

Save on foreign exchange cost

Swipey provides unbeatable FX rates to ensure more stable financial operations at minimal cost.

Auto Top-Up for cards

Ensure your campaigns never pause due to lack of funds and proactively access approved budget without a long process.

Efficiently manage project expenses

Segment your spend, assign cards for specific clients or campaigns to easily apply and keep track of your budgets

Why Swipey?

Apply online

Instant virtual VISA cards

No minimum deposit

No minimum time since incorporation

Why Swipey?

1 Sign up & invite your team to join Swipey

2 Issue cards based on team member’s role and project

3 Top up funds and allocate to cards as per your budget

4 Make payments easily anywhere

How INVOKE manages expenses across 300+ brands and 120+ team members

“Swipey has allowed us to easily integrate and automate our expense management and simplify our accounting process. In this day and age where payments require cards, it is easy to have and create multiple cards with different limits and purposes instantly.”

Fauzan (CFO)

Other resources

Top 5 ways to use virtual cards for business >

Increase productivity in marketing agency >

Financial management for marketing agencies streamlined with Swipey >

Frequently asked questions

Few more things you should know about Swipey.

What is Swipey?

Swipey is a FinOps platform made for Malaysian businesses, combining expense management, corporate cards designed around the different ways your business spends, automated bill payments and accounting integration — all in one place.

From everyday business spend to cards that work on platforms where prepaid cards are declined — including Google, Meta, Microsoft, Azure and OpenAI — Swipey helps businesses spend without interruptions, while automatically syncing expenses and payments to Bukku, QuickBooks and Xero.

Can anyone use Swipey?

Absolutely! Swipey is available for SMEs, start-ups, gig workers, and even individuals.

How do I apply for Swipey?

Click on the Sign Up button above to begin registration; the process will only take 5-7 minutes. For SMEs, start-ups, and companies, you’ll need to prepare business documents for verification.

How much does Swipey cost?

Getting started with Swipey is absolutely free! We also offer monthly subscription plans for your various business needs. Visit our pricing page for more details.

Who is behind Swipey?

Swipey was founded in 2021 by experienced entrepreneurs, Kalyana Mohan and Rouvin Thiruchelvam with the objective to make business simple. The goal is to help business owners save time and costs managing expenses and redirect their focus on growing their business. Today, Swipey is the first and only finops solution that exists in Malaysia.

Is Swipey regulated?

Yes. Swipey runs on the infrastructure of Fass Payment Solutions Sdn Bhd (Fasspay) — a BNM-approved E-Money issuer and Visa Prepaid Card provider. For overseas transfers, Swipey is a BNM-approved agent of MoneyMatch, a licensed Money Services Business (MSB).