The corporate cards that pays your online bills and closes your books

Three cards, one dashboard. Match each payment to the card built for it, and watch every ringgit reconcile straight into your books.

Trusted by 4000+ businesses

Regulations help to keep us simple, easy and safe in partnership to Paynet, VISA & Fasspay.

Save over

RM 100k

annually

Trusted by

4,000+

businesses

Close your books

12x

faster

The cards

Three cards on one dashboard, each built for a different kind of spend

Start with the Swipey Corporate Card for everything online. Add DuitNow QR and Travel Cards for spend your team makes in person.

MOST POPULAR
Swipey Corporate Card
  • Virtual
  • Free and unlimited
  • 1.1% cashback

Swipey Corporate Card

Your default card for ads, AI tools, cloud and SaaS.

  • Goes through where prepaid cards get declined
  • A separate card per tool or vendor, each with its own limit
  • 1.1% uncapped cashback on ads, SaaS and cloud spend

Unlimited on the Free plan

Swipey DuitNow QR Card
  • Virtual
  • Free and unlimited

DuitNow QR Card

Everyday team spend, paid by scanning a QR code.

  • Pay any DuitNow QR merchant, no terminal needed
  • A budget per staff member, outlet or project
  • No personal money and no claims to chase

Unlimited on the Free plan

Swipey Travel Card
  • Physical
  • Optional

Travel Card

For spend on the move, at home and overseas.

  • Tap in store and at PayWave terminals
  • Withdraw cash at ATMs in Malaysia and overseas
  • Load a fixed amount for trips and per-diems

Charged per card. See fees

Built for online spend

Every online bill on a card your finance team controls

Stop running ads, AI tools and cloud bills through someone's personal card. Give each one its own Swipey Corporate Card, with its own limit and its own trail of receipts.

Swipey Corporate Card

Pay bills from platforms like

  • Google Ads
  • OpenAI
  • Anthropic
  • Microsoft
  • Azure
  • Goes through where prepaid cards get declined

    Campaigns and cloud bills keep running instead of stalling on a declined payment.

  • One card per tool, vendor or campaign

    Set a limit on each card and freeze one without touching the rest. A leak or a surprise price rise stays on a single card.

  • Every subscription on one dashboard

    See what renews, what it costs and who owns it, before the charge lands.

  • Receipts matched, books synced

    Alfie, our AI assistant, matches each invoice to its transaction and syncs both to Bukku, Xero or QuickBooks.

1.1%

Uncapped cashbackon eligible ads, SaaS and cloud spend made on your Swipey Corporate Card.

Cashback eligibility and terms apply. Read the cashback terms

Which card for which spend

Match each payment to the card built for it

Teams that spend well use each card for the job it handles best, and everything lands in the same dashboard.

Spend type
Best fit
Why
Google Ads, OpenAI, Microsoft, Azure
Google Ads OpenAI Microsoft Azure
Best fitCorporate
WhyThese platforms often decline prepaid. The Corporate Card clears, so campaigns and cloud bills never stall.
Online subscriptions & SaaS tools
Adobe Canva Figma
Best fitVirtual / Corporate
WhyOne card per tool. Nothing lapses, and a leak or surprise price rise stays contained to a single card.
In-store, PayWave & ATM withdrawals
In-store Payment terminal ATM
Best fitTravel
WhyTap in person and withdraw cash, at home and overseas.
Team travel & per-diems
Hotel Meeting Taxi Flight
Best fitTravel
WhyLoad a fixed amount, hand it over, and spending stops at the limit. Clean and capped.
Everyday operating spend across the team
Best fitVirtual
WhyPer-person cards with set limits, all landing in one dashboard.
Recurring supplier payments
Best fitCorporate / Virtual
WhyDuitNow QR suppliers on Virtual Card, bigger invoices on Corporate Card. Both reconcile straight into your books.

Rule of thumb: if the bill is online, put it on your Swipey Corporate Card.

How it works together

From the moment of purchase to closed books

Admins and bookkeepers work on the dashboard while cardholders use the mobile app. Every card feeds the same workflow.

  1. 1

    Pay the way Malaysia pays

    The Corporate Card handles online bills, DuitNow QR covers everyday team spend, and the Travel Card works for tapping in store.

  2. 2

    Track every ringgit live

    Set limits per person, freeze or top up any card instantly, and see all team spend on one dashboard.

  3. 3

    Close without the scramble

    Alfie matches receipts to transactions. Your bookkeeper reviews them, then everything syncs to Bukku, Xero or QuickBooks.

Swipey dashboard for admins and bookkeepers, connected to the mobile app for cardholders
Get started

Your first card is three steps away

  1. Step 1

    Invite a cardholder

    Add a team member and give them a role on the dashboard.

  2. Step 2

    Issue the right card

    A Corporate Card for online bills, or a DuitNow QR or Travel Card for in-person spend.

  3. Step 3

    Activate on the app

    The cardholder sets up the card in the Swipey mobile app and starts spending.

Put every online bill on a card that closes your books

Start on the Free plan with unlimited Swipey Corporate Cards and users.

Physical cards are charged separately. Cashback terms apply. See all fees

Frequently asked questions

Few more things you should know about Swipey.

What is Swipey?

Swipey is a FinOps platform made for Malaysian businesses, combining expense management, corporate cards designed around the different ways your business spends, automated bill payments and accounting integration — all in one place.

From everyday business spend to cards that work on platforms where prepaid cards are declined — including Google, Meta, Microsoft, Azure and OpenAI — Swipey helps businesses spend without interruptions, while automatically syncing expenses and payments to Bukku, QuickBooks and Xero.

Can anyone use Swipey?

Absolutely! Swipey is available for SMEs, start-ups, gig workers, and even individuals.

How do I apply for Swipey?

Click on the Sign Up button above to begin registration; the process will only take 5-7 minutes. For SMEs, start-ups, and companies, you’ll need to prepare business documents for verification.

How much does Swipey cost?

Getting started with Swipey is absolutely free! We also offer monthly subscription plans for your various business needs. Visit our pricing page for more details.

Who is behind Swipey?

Swipey was founded in 2021 by experienced entrepreneurs, Kalyana Mohan and Rouvin Thiruchelvam with the objective to make business simple. The goal is to help business owners save time and costs managing expenses and redirect their focus on growing their business. Today, Swipey is the first and only finops solution that exists in Malaysia.

Is Swipey regulated?

Yes. Swipey runs on the infrastructure of Fass Payment Solutions Sdn Bhd (Fasspay) — a BNM-approved E-Money issuer and Visa Prepaid Card provider. For overseas transfers, Swipey is a BNM-approved agent of MoneyMatch, a licensed Money Services Business (MSB).

Read more about how Swipey's compliance works →

Book a demo