🔔 [Webinar] Smarter Multichannel Marketing with Swipey x INVOKE | 13th Jun, 1 PM

The All-In-One Finance Solution 
For Modern Startups

Swipey simplifies expense management for startups by integrating payment processing, reconciliation, and real-time reporting all in one platform.

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Trusted by +4,000 Malaysian businesses

Regulations help keep your money safe, with BNM-approved partners including PayNet, Visa & Fasspay.

Antler
BFM
Biji Biji Initiative
Maxis
Creador
Baskin Robbins
durioo
Easybook
microleap
OYO
Pandai
REAL Education Group
Broadgate Advisers
TGV Cinemas
Time
Vircle
Zus Coffee

Challenges for retail & e-commerce

  • Managing multiple overseas vendors and online subscriptions is common today; however, facilitating cross-border payments is a major pain.
  • Avoiding personal card use and constantly requesting OTPs from the boss is equally frustrating.
  • Everyday struggles involve paying high foreign exchange fees, jumping through hoops just to set up international transfers, and accessing modern payment infrastructures for startups.
  • Current financial processes slow down operations and productivity, as finance teams are stuck with inefficient workflows, such as manually processing payments.
  • The lack of spending controls also raises risks around reconciliation errors and expense accountability.

How Swipey enables startups to thrive

Swipey simplifies transaction tracking, streamlines payment processes, and enhances financial management with its user-friendly dashboard and corporate card features.

Streamlined Payment Tracking

Pay with Swipey cards for online subscriptions and various productivity and management tools, eliminating the need for manual tracking.

Smooth Global Payments

Ensure seamless, cost-effective international transactions, eliminating the stress of high foreign exchange fees.

Optimized Expense Control

Segregate cards based on spending limits and departments to prevent unauthorized spending and ensure online services aren't disrupted.

Stress-Free Accounting

Close your books 12x faster with detailed monthly statements and seamless integration with accounting systems.

Ditch The Paperwork

Cut out paperwork headaches ensuring receipts aren't lost and financial tracking remains accurate. Stay organized to minimize compliance risks.

Empower Your Team

Dedicated cards simplify approvals by ditching reimbursements and petty cash, ensuring hassle-free purchases without further OTP requests.

Why Swipey?

Apply online

Instant virtual VISA cards

No minimum deposit

No minimum time since incorporation

Why Swipey?

1

Sign up and instantly issue virtual Visa cards

2

Issue cards to teams per vendor and customize spend controls

3

Seamlessly transact with local/overseas vendors risk-free

4

Track all expenses spend through Swipey's unified platform

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How SpeedHome is disrupting the property rental space - at scale

“Swipey allows for efficiency benefits our day-to-day business by reducing waiting times and increasing overall productivity.”

Melissa (COO)

Read Case Study

Other resources

Free template - expense claim form >

Why fleet businesses need Swipey >

Frequently asked questions

Few more things you should know about Swipey.

What is Swipey?

Swipey gives Malaysian businesses corporate cards that don't get declined (including Google, Meta, Microsoft, Azure and OpenAI) and books that close up to 12x faster. Swipey combines expense management, corporate cards that are designed around the different ways your business spends, automated bill payments and accounting integration — all in one place.

Give every tool, outlet or teammate its own card and limit, forward invoices to your Bill Inbox, and let Alfie AI match receipts and sync everything to Bukku, Xero or QuickBooks. More than 4,000 businesses run their spend on Swipey, and it's free to start.

Learn more → Swipey in 2 minutes

Who uses Swipey?

Any business registered in Malaysia, whatever your industry or size. If you can show you’re a Malaysian business, through SSM registration or another official registration document, you can sign up. Teams use Swipey to stop paying with personal cards, shared OTPs, reimbursement claims and petty cash. For example:

  • Agencies give every client its own ad card and bill it back cleanly

  • F&B and retail groups give each outlet a QR card with a monthly budget

  • Startups put every AI tool and subscription on its own card

Who founded Swipey?

Kalyana Mohan and Rouvin Thiruchelvam started Swipey in Kuala Lumpur in 2021 to make company spend simple for Malaysian businesses. Instead of chasing receipts and topping up personal cards, teams get their own cards and finance gets one clear view. Today more than 4,000 businesses use Swipey to issue cards, pay bills and close their books.

Can I use Swipey for personal spending?

No. Swipey is built for businesses, so you’ll need a business registered in Malaysia to sign up, and Swipey cards are meant for company spend. Freelancers and side businesses are welcome once they’re registered with SSM, even as a sole proprietor. Then you get the same free unlimited cards, bill payments and accounting sync as bigger teams.

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