How much does Swipey cost?

Getting started with Swipey is absolutely free! We also offer monthly subscription plans for your various business needs. Visit our pricing page for more details.

How much does Swipey cost?

Swipey is free. The Free plan is RM0 a month with unlimited users, unlimited Corporate Cards and unlimited Virtual Card – QR Enabled cards , plus bill payments, Alfie AI and accounting sync. We charge for plastic, not people: physical Travel Cards are RM15 per active card a month, and that's the only add-on. Bigger teams can talk to us about Pro.

Does Swipey charge per user?

No. Swipey doesn't charge per user, so bringing in your whole team, from interns to your external accountant, costs nothing . Everyone gets their own login and role. Virtual cards are free too, which means a 5-person startup and a 500-person group both pay RM0 for the software.

What do I get on Swipey’s Free plan?

Everything most teams need to run company spend: Unlimited users, Corporate Cards and Virtual Card – QR Enabled cards Spend limits and approvals on every card Local, JomPAY and overseas bill payments Alfie AI receipt matching, Bill Inbox and vendor mapping Bukku, Xero and QuickBooks sync Multi-entity management Visit our pricing page for more details.

What is Swipey Pro and who is it for?

Swipey Pro is for bigger, more complex teams, usually 40 or more people . It includes everything in Free, plus unlimited entities, unlimited custom fields with filtering, e-invoicing when it launches, priority support and a dedicated account manager who knows your setup. Pro is shaped around your entities and approval flows, so speak to our team for a quote.

Which spending earns cashback?

Swipey offers 1.1% uncapped cashback on eligible ads, SaaS and cloud spend . It does not apply to every transaction or to DuitNow QR spending. Eligibility and cashback terms apply. Learn more: https://help.swipey.co/en/article/swipey-corporate-card-cashback-campaign

Pricing - Swipey

Free

RM0 / month

Everything most teams need

Get started free

Spend

Stay in control, locally and online.

Users UnlimitedAdmin, employee and bookkeeper roles, each with its own access
Swipey Corporate Cards UnlimitedOne per campaign or spend category, each with its own limit
DuitNow QR cards Unlimited
Local transfers, Cross border transfers (TT) and JomPAY bills

Online spend

Swipey Corporate Card goes through where prepaid cards get declined.

See all features

Track

Reduce receipt admin.

Alfie receipt matching UnlimitedAlfie, our AI assistant, matches receipts to transactions
Bill inbox UnlimitedCollect supplier bills in one place, ready to approve and pay
Alfie transaction classificationAlfie sorts each transaction into the right category
Custom fields and workflowTag spend by project, outlet or cost centre

Books that close themselves (almost).

Bookkeeper access and reviewView-only access to transactions, receipts and reports
Spend limits and approvals
Multi-entity management
Bukku, Xero and QuickBooks sync
Smart vendor mappingSwipey remembers how you code each vendor and pre-fills it next time. You can also map in bulk
Open API On requestPull transactions and card data into your own dashboards and tools.
E-invoice self-submit Coming soon

1.1^%

Uncapped cashbackon eligible ads, SaaS and cloud spend.

Cashback eligibility and terms apply. View fees

Pro

Speak to us

For larger teams, typically 40+ people, with more complex requirements.

Discuss your Pro plan

Everything in Free, plus

Multi-entity management Unlimited
Custom fields and workflow Unlimited, with filtering
E-invoice self-submit Unlimited Coming soon
Priority support
Dedicated account manager

Built around how your business runs

Tell us how your team spends and we'll shape Pro around your entities, approval flows and support needs.

Know what's included. See what costs extra.

Swipey's Free plan includes software, users and unlimited virtual cards. Physical cards are optional. Here's how the published employee-card fees compare.

Feature	Swipey	Airwallex
Software and virtual cards	RM0Unlimited users and virtual Corporate Cards.	RM15/user/monthExpense management fee per active Employee Cardholder.¹
Physical cards	RM15/card/monthOptional. Pay per physical card.	RM15/user/monthSame cardholder fee as above; not an additional physical-card fee.¹
Cashback	1.1% uncappedEligible ads, SaaS and cloud spend. Terms apply.	No published offerPrevious 1% promotion ended 31 August 2026.²
For larger teams	Pro plan: Speak to usContact us for a tailored setup based on your business requirements.	Contact Airwallex for any negotiated terms.

Cost for your team

Monthly expense management fees for employees on virtual cards.

10 employees

Swipey FreeRM0per month · RM0 / year

AirwallexRM150per month · RM1,800 / year

RM1,800 less in annual fees with Swipey

Based on Airwallex's published RM15 monthly fee per active Employee Cardholder¹, assuming every employee stays chargeable for 12 months. Other fees excluded.

Swipey and Airwallex Malaysia · Source check: 13 October 2026

See sources

¹ Airwallex Malaysia Fee Schedule, Section 7 Cards: Expense Management Service Fee: 15 MYR per active Employee Cardholder per calendar month. Last updated 18 Sep 2026, read 12 Oct 2026. View source

² Airwallex Malaysia cashback offer terms, Section 3: the promotion ends on 31 August 2026, 23:59 MYT. No extension published as of 12 Oct 2026. View source

Airwallex's pricing page describes Company and Employee Cards as free; its fee schedule separately lists the Employee Cardholder expense-management fee. Company Cards and Employee Cards are different products. The RM15 fee above is counted once per active Employee Cardholder, not once for each card type. View source