Digital Petty Cash

Q: What is Swipey?

Swipey gives Malaysian businesses corporate cards that don't get declined (including Google, Meta, Microsoft, Azure and OpenAI) and books that close up to 12x faster . Swipey combines expense management, corporate cards that are designed around the different ways your business spends, automated bill payments and accounting integration — all in one place. Give every tool, outlet or teammate its own card and limit, forward invoices to your Bill Inbox, and let Alfie AI match receipts and sync everything to Bukku, Xero or QuickBooks. More than 4,000 businesses run their spend on Swipey, and it's free to start. Learn more → Swipey in 2 minutes

Manage Petty Cash Digitally Without Using The Cash Box

Gain control, visibility, and efficiency in managing your business expenses

Trusted by +4,000 Malaysian businesses

Regulations help keep your money safe, with BNM-approved partners including PayNet, Visa & Fasspay.

Why Choose Digital Petty Cash?

Save Time & Money

Reduce manual entry and streamline expense tracking

Enhanced Control

Set spending limits, track transactions in real-time, and ensure compliance

Increased Transparency

Gain full visibility into petty cash expenses across all locations

Reduced Fraud Risk

Eliminate cash handling and safeguard your business)

Deploy Digital Petty Cash Across Your Business

Streamlining Operations at Scale

Assign cards for every location your business is located at, for day-to-day expenses, or as digital petty cash, instead of handing out money to your team.

Instead of time-consuming reconciliation procedures, simplify your financial operations, gain real time insight into expenses and control spend at card level.

Join the companies using Swipey cards to manage digital petty cash.

Retail Outlets

Empower all your branches nationwide to make daily purchases instantly, reducing wait times and boosting efficiency

Food & Beverage

Effortlessly manage on-site cash flow - track inventory, cash advances, and petty purchases in real-time.

Events Management

Simplify event-day expenses - handle catering, decorations, and last-minute needs with ease.

How we are doing so far

Since commencing in 2021, some things we are proud of.

20,000+

Receipts uploaded

4,100+

Company cards issued to date

40 Hours per month saved,  not creating expense reports.

How our platform works

How our stack Unify tools by connecting corporate cards to dashboard for admin or book keeper to mobile app for cardholders.

Swipey allows for efficiency benefits to our day-to-day business by reducing waiting times and increasing overall productivity.

Melissa | SpeedHomeChief Operating Officer

Swipey improved our customer success and experience as the turnaround time from sales to operations has now reduced, which = efficiency = happy customer = happy team = happy me"

Dylan | FoundingBirdCEO & Founder

Swipey has allowed us to easily automate our expense management and simplify our accounting process. In a world where almost all payments require cards, it is easy to have and create multiple cards with different limits and purposes instantly.

Fauzan | INVOKEChief Finance Officer

Swipey has definitely simplified my role as Head of Operations. Using Swipey significantly speeds up transaction processing and makes managing finances more manageable.

Kieran Ong | PetChef Head of Ops

Frequently asked questions

Few more things you should know about Swipey.

What is Swipey?

Swipey gives Malaysian businesses corporate cards that don't get declined (including Google, Meta, Microsoft, Azure and OpenAI) and books that close up to 12x faster. Swipey combines expense management, corporate cards that are designed around the different ways your business spends, automated bill payments and accounting integration — all in one place.

Give every tool, outlet or teammate its own card and limit, forward invoices to your Bill Inbox, and let Alfie AI match receipts and sync everything to Bukku, Xero or QuickBooks. More than 4,000 businesses run their spend on Swipey, and it's free to start.

Learn more → Swipey in 2 minutes

Who uses Swipey?

Any business registered in Malaysia, whatever your industry or size. If you can show you’re a Malaysian business, through SSM registration or another official registration document, you can sign up. Teams use Swipey to stop paying with personal cards, shared OTPs, reimbursement claims and petty cash. For example:

Agencies give every client its own ad card and bill it back cleanly

F&B and retail groups give each outlet a QR card with a monthly budget

Startups put every AI tool and subscription on its own card

Who founded Swipey?

Kalyana Mohan and Rouvin Thiruchelvam started Swipey in Kuala Lumpur in 2021 to make company spend simple for Malaysian businesses. Instead of chasing receipts and topping up personal cards, teams get their own cards and finance gets one clear view. Today more than 4,000 businesses use Swipey to issue cards, pay bills and close their books.

Can I use Swipey for personal spending?

No. Swipey is built for businesses, so you’ll need a business registered in Malaysia to sign up, and Swipey cards are meant for company spend. Freelancers and side businesses are welcome once they’re registered with SSM, even as a sole proprietor. Then you get the same free unlimited cards, bill payments and accounting sync as bigger teams.