Many platforms, including Google, Microsoft, OpenAI and LinkedIn, decline prepaid cards, and most business card alternatives in Malaysia are prepaid.
Because they bill you after you spend, and a prepaid card can’t promise the money will be there. In Malaysia, Google Ads only offers automatic payments, where your ads run first and you’re charged later, and Google doesn’t accept prepaid cards for that. OpenAI says prepaid cards can’t be used to buy API credits.
Most business card alternatives in Malaysia are prepaid, which is why ads pause mid-campaign. The Swipey Corporate Card is prefunded rather than prepaid, so it goes through on these platforms, with higher limits, and you still set your own limit on every card.
Learn more → The Swipey Corporate Card