Be the all-in-one financial operating system for modern business
To be recognized in Asia as the leading digital financial solutions provider for modern business, providing all-in-one digital payment and tracking solutions with innovative technology, while prioritizing the needs of business.
Regulations help keep your money safe, with BNM-approved partners including PayNet, Visa & Fasspay.
Our Story
When Mohan (CEO, co-founder) came back to Malaysia, he saw that making payments and managing finances was tough. With 14 years of experience in financial operations for General Electric, he had an idea to help modern businesses with digital processes.
Meanwhile, Rouvin (CFO, co-founder), an investment banker at CIMB, was struggling with personal and business bills on his credit card.
Both wanted to find a solution for modern businesses. This led to the creation of Swipey in 2021, offering corporate cards and payment solutions.
Awards & Accolades
How we work at Swipey
Our core values drives us toward greatness
Customer Obsessed
We are a friend & concierge for our customers. We go the extra step to understand their needs and build a better experience.
Outcome Driven
We focus on outcome (results) rather and output. We always deliver on our promises to our people and customers.
Proactive Experts
We are proactive in building deep knowledge in our field to maximize benefits for our company and its people.
Accountability
We communicate openly while actively listening to one another. We leverage each other's skills and knowledge. We care & look out for each other's wellbeing
Growth
We are proactive in everything we do. Every action is taken with the company in the forefront, maximizing the benefits to the company
Teamwork
We expand our knowledge base through learning and leveraging those around us. We are teachers & students at the same time, constantly teaching and learning
2020
Conceptualized the idea and started market research to validate it.
2021
Incorporated Swipey Digital Services Sdn. Bhd. & raised RM 2.3 angel fund with 30 active customers.
2022
Launched go-to-market platform with physical cards. Surpassed 1 million TPV, money spent using Swipey's cards.
2023
Won the asset Triple A Treasurise Awards for Best New Economy Solution. Created automations to process payments efficiently.
2024
Passed 1500+ customers. Set up integrations to accounting software with deep financial analytics.
Some milestones we’ve reached so far on this journey
20,000+
Receipts uploaded
44,000
Hours per month saved, not creating expense reports
4,100+
company cards issued to date
36 million
MYR saved annually across all clients
What you get from Swipey
Added benefits and perks of joining the team.
Innovative Culture
Exposed to tasks in and out of your field, allowing you to experience different aspects of our business.
Employee Share Option
ESOP awarded to team members - so they get to own a piece of the business they've helped built.
Wellness Budget
Comprehensive coverage that includes optical, dental, TCM, medical check-up’s and more.
Training Allowance
Paid training and certification that suits your career goals.
Paid Time-Off
46 days per year of vacations, medical leave and public holidays.
Hybrid Work Model
2 days in the office, the rest at home. Take ownership of your work time.
Swipey gives Malaysian businesses corporate cards that don't get declined (including Google, Meta, Microsoft, Azure and OpenAI) and books that close up to 12x faster. Swipey combines expense management, corporate cards that are designed around the different ways your business spends, automated bill payments and accounting integration — all in one place.
Give every tool, outlet or teammate its own card and limit, forward invoices to your Bill Inbox, and let Alfie AI match receipts and sync everything to Bukku, Xero or QuickBooks. More than 4,000 businesses run their spend on Swipey, and it's free to start.
Any business registered in Malaysia, whatever your industry or size. If you can show you’re a Malaysian business, through SSM registration or another official registration document, you can sign up. Teams use Swipey to stop paying with personal cards, shared OTPs, reimbursement claims and petty cash. For example:
Agencies give every client its own ad card and bill it back cleanly
F&B and retail groups give each outlet a QR card with a monthly budget
Startups put every AI tool and subscription on its own card
Who founded Swipey?
Kalyana Mohan and Rouvin Thiruchelvam started Swipey in Kuala Lumpur in 2021 to make company spend simple for Malaysian businesses. Instead of chasing receipts and topping up personal cards, teams get their own cards and finance gets one clear view. Today more than 4,000 businesses use Swipey to issue cards, pay bills and close their books.
Can I use Swipey for personal spending?
No. Swipey is built for businesses, so you’ll need a business registered in Malaysia to sign up, and Swipey cards are meant for company spend. Freelancers and side businesses are welcome once they’re registered with SSM, even as a sole proprietor. Then you get the same free unlimited cards, bill payments and accounting sync as bigger teams.