In short
Swipey is a corporate card and spend management platform for Malaysian businesses. You get Corporate Cards (virtual, Mastercard), the Virtual Card - QR Enabled for DuitNow QR, and the Travel Card. Alongside the cards come limits, receipt matching with Alfie, bill payments, accounting sync, multi-entity management and cashback on eligible software spend. Most teams use the cards and skip the rest. The eight features below are the ones that save finance teams the most time.
More than 4,000 businesses use Swipey to pay for ads, software, travel and everyday spend. Most of them start with one card for one job, usually paying for Google or Microsoft. The bigger savings come from the features around the card. Here are eight worth switching on this month.
| # | Feature | What it saves you |
|---|---|---|
| 1 | A card for every job | Untangling one shared card |
| 2 | Limits on every card | Overspend surprises |
| 3 | Alfie receipt matching | Chasing receipts at month end |
| 4 | Freeze and claw back | Cancelling and reissuing cards |
| 5 | Bill payments | Separate bank transfers for invoices |
| 6 | Accounting sync | Manual data entry |
| 7 | Multi-entity | Logging in and out of several accounts |
| 8 | Cashback on eligible software | Money left on the table |
Swipey has three cards, each built for a different kind of spend:
Cards are free, so don't share one card across every subscription. Give each tool, client, campaign or team its own card.
Tip: Name each card after a cost centre, for example "Marketing - Google Ads" or "Ops - Microsoft 365". Your statements and accounting exports will then sort themselves.
See when to use virtual cards for business.
Set a spend limit on each card to match its job. A RM500 limit on a design tool card means a surprise plan upgrade gets declined before it hits your books. Raise the limit when the budget changes, without issuing a new card.
Pair limits with real-time spend tracking in the dashboard. Admins can see what was spent, on which card and by whom, without waiting for a bank statement.
Staff snap a photo of the receipt and Alfie matches it to the right card transaction. Finance stops chasing people for receipts at month end, and every transaction has its proof attached when the auditor asks.
This is the single biggest time saver for most teams. Swipey customers close their books up to 12x faster. Our guide to simplifying accounting walks through the full workflow.
If a card is misused, lost or no longer needed, an admin can freeze it straight away. There's no need to cancel it and wait for a replacement.
Unused funds on a card can be clawed back to the company account. Clawback isn't automatic: once the transaction completes, the admin claws back the balance. It's useful when a project ends or a staff member leaves. Read more in our card controls guide.
Not every supplier takes cards. Swipey lets you pay invoices and bills from the same account that funds your cards, so card spend and bill payments sit in one place.
See how it works in business bill payments in Malaysia.
Connect Swipey to Bukku, Xero or QuickBooks. Card transactions and bill payments sync as expenses. Deposits, top-ups and clawbacks sync as internal transfers. Your accountant works from the same numbers you see, with no CSV re-typing.
Setup steps are in how to sync card spend to Xero, QuickBooks and Bukku. Bukku users can also read the Bukku integration guide.
Need a report for a manager or auditor instead? Swipey Statements gives you one view of every transaction.
Running more than one company? Manage every entity from one Swipey login, with its own cards, users and books, and switch between them without signing out.
Learn more in multi-entity expense management.
From 1 October 2026 to 30 June 2027, Swipey Corporate Cards earn 1.1% cashback on eligible software, digital subscription and online business services spend, with no monthly cap per company.
If your team pays for SaaS and AI tools, moving those subscriptions onto a Corporate Card is the quickest win on this list. Check the campaign T&Cs for what counts as eligible, and see how to pay for SaaS and AI tools on a corporate card.
Features only save time if the team uses them. Once your account is approved, book your Swipey success session. We'll set up your cards, limits, receipt flow and accounting sync with you. Still deciding? Book a demo call and we'll show you how it fits your setup.
Swipey is a corporate card and spend management platform for Malaysian businesses. It combines Corporate Cards, the Virtual Card - QR Enabled and the Travel Card with receipt matching, bill payments, accounting sync and multi-entity management in one account.
No. Swipey cards spend from funds your company tops up into its Swipey account, so there is no interest and no repayment bill.
Any Malaysian-registered business can sign up, including sole proprietors.
Corporate Cards and users are free and unlimited. Fees for other cards and services are listed on the Swipey pricing page.
Put all eight features to work
Free Corporate Cards, unlimited users and 1.1% cashback on eligible software spend.
Get started with SwipeySources