Multi-entity expense management lets one team run cards and spending for several entities, such as companies, departments, clients, brands or projects, from a single workspace, while keeping each entity's cards, balance and transactions separate.
Most expense tools are built for one company, one set of books and one team. The moment your business gets more complex, with a second company, a new division or a client brand you manage spend for, those tools start to break down.
You end up with multiple logins, duplicated approvals, and a finance team piecing the full picture together from five different tabs. That's not a scale problem. It's a tools problem.
Swipey's multi-entity management is built for how growing businesses actually operate.
An entity isn't only a separate company. On Swipey, it's any part of the business whose spend you want to keep apart and see clearly: a company in your group, a department, a client you run spend for, a brand, or a project. As the business gets more complex, entities give you an organised view without forcing everything into one pot.
However your complexity is structured, the pain is the same. If you're managing more than one bucket of spend, you'll recognise these:
That drag compounds with every entity you add.
Swipey gives you a single workspace for all your entities. Each one keeps its own cards, balance and transactions, but you see and act on all of them from one login.
Any business where spend happens across more than one structure and you need visibility across all of them.
Running an agency? See how teams give each client its own card in our guide to the corporate card for marketing agencies.
Each entity on Swipey stays a distinct account, with its own cards, balance and transaction history. Multi-entity management doesn't merge your books. It connects your view of them.
Your operating company and your holding company have different budgets, teams and purposes. Your marketing division and your logistics arm shouldn't share a spend view. Swipey keeps them apart where it matters and gives you the consolidated picture where it counts.
Spend still syncs to Bukku, Xero or QuickBooks, so month-end stays fast. More in why your accounting software and spend management should talk.
Yes. With multi-entity management, each company is its own entity with its own cards, balance and transactions, and you manage all of them from one workspace and login.
No. An entity can be a company, department, client, brand or project, wherever you want spend kept separate and easy to see.
Yes. Agencies can set up key clients as entities, so each client's cards and spend stay separate for rebilling while leadership sees the whole agency in one view.
Companies, departments, clients and projects, each with its own cards and spend, in one workspace. Trusted by 4,000+ Malaysian businesses.